What’s the difference between SSI and SSDI?

SSI stands for Supplemental Security Income. This is money from the federal government that is available for children and adults with disabilities with low income and few resources. You must apply and qualify to receive this money. We wrote a blog about SSI and how to qualify a couple of months ago. Read more here.SSDI stands for Social Security Disability Insurance. This is another benefit that comes in form of monthly payments, but this one is based on how much you have paid into Social Security through your past jobs.If you are 18 or older, you may qualify for SSDI based on your own work record and how much you paid into the system. If your disability started before age 22, you may qualify under your parents’ work record and receive benefits for life. In fact, if you’re eligible for your own SSDI benefits and your parent who received SSDI benefits has passed away, you may receive more funding based on your parent’s work record rather than your own.If you are 17 or younger, you may qualify if one of your parents is retired, deceased, or disabled themselves and is also collecting SSDI, and has worked and paid into the Social Security system for at least 10 years. You may be able to receive benefits until age 18 or 19 if you are enrolled in school.There is a lot to learn about both programs. Click the button below to get started.Start Our SSI Benefits Guide